Homeowners Claims Attorney in New Orleans

Owning a home in the New Orleans area means enjoying a unique city and lifestyle unlike anywhere else in the world. Whether it’s a Creole Cottage in the Marigny or a Victorian Mansion in the Garden District, we have a unique architecture that speaks to the heart of our culture but it also comes with serious risks. 

Homes in New Orleans are under constant threat of wind and flood damage and any homeowner in the parish knows that summer anxiety of watching the Gulf and hoping a major storm doesn’t hit. Even in the absence of a hurricane, a fire, hail storm or burst pipe can cause tens of thousands of dollars in damage and when you file a claim your insurance company may deny it outright or stall and only offer pennies on the dollar.

At Branch Law Firm, we help homeowners in Orleans Parish and the surrounding region recover what they deserve and get their lives back on track.

The Reality: Homeowners Claims in New Orleans

New Orleans homeowners face some of the highest exposure to property loss and damage claims in the country.

• Due to the city’s low elevation, proximity to the Gulf and frequent severe weather, flood and storm damage are persistent threats. 

• A 2022 LSU survey found that ~40% of Louisiana residents had filed a property-damage claim in the last two years.

• Homeowners in New Orleans find their insurance premiums rising rapidly and their coverage challenged when damage occurs. 

This unique mix of factors means that when your home is damaged by wind, water, fire, or structural failure the stakes are high when it comes to filing your claim.

Common Causes of Homeowner Claims in New Orleans

When a homeowners claim arises in New Orleans, it frequently involves one or more of the following:

• Flood or severe storms: Roof damage, structural compromise, debris strikes and water intrusions that can create mold or deterioration and require significant repairs.

• Wind or impact damage: Flying debris during hurricanes or severe weather events can rip apart roofs, siding and can even cause structural collapse 

• Fires: Given how New Orleans homes are built and constructed, even a small kitchen fire can quickly spread and create hundreds of thousands of dollar in damage

• Mold or Mildew Exposure: Given the city’s humidity and flooding risks, it’s not uncommon for homes to have mold caused by exposed infrastructure or flood damage

• Heavy object impact: With small or non-existent front yards, a car can easily be pushed into the front of a home from a minor accident.

These risks are magnified in the New Orleans region because homes may already be vulnerable to storm damage, water intrusion and older infrastructure.

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Homeowners Claim in New Orleans? Bet on Branch.

Over $150 Million in awarded damages for clients across Louisiana.

Call 504-608-7777 or Contact Us for a free, no-obligation case evaluation.

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Why You Need an Experienced Homeowners Claims Lawyer

Navigating a homeowners claim is complicated and when your sanity and financial security are on the line, here’s what Branch Law Firm brings to your side:

• Full documentation of claim event: We gather expert inspections, repair estimates and property history to build a complete picture of your home before and after an adverse event.

• Identifying all damage and future needs: The full extent of repairs and their costs aren’t always immediately known. We help assess hidden damage (mold, structural weakening) and what a complete repair plan will need to include so that your claim truly reflects your losses.

• Negotiating or litigating with insurers: Insurance companies may undervalue claims, falsely attribute damage to non-covered factors, or outright deny coverage for flood vs. wind. Our attorneys are prepared to push back aggressively at the negotiating table or in court.

• No upfront attorney fees: With Branch Law Firm, you don’t pay unless we win your case. We focus on your recovery so you can focus on rebuilding.

Why Choose Branch Law Firm for Homeowners Claims in New Orleans

• Local insight, local presence: Our team knows the neighborhoods and has deep experience in Orleans Parish and specifically the region’s unique property-risk environment. Our attorneys know the local building codes, insurers and key insurance issues that commonly come up in the claims process.

• Client-first approach: We understand this is your home, your safety and your future. We keep you informed, involved and supported.

• Proven results in serious claims: With more than $150 million awarded for clients across Louisiana, the firm has demonstrated success in both significant personal injury and property-damage cases. 

• Holistic support through repair and recovery: We coordinate with property/structural experts and repair teams so you aren’t left digging through chaos while fighting insurers.

Sources:

• 40% of Louisiana homeowners filed a damage claim in two years. LSU

• New Orleans region exposure and high insurance dissatisfaction. WWLTV